Does Amazon Accept Klarna in [year]? [Full Guide]

Klarna is a fintech company offering online financial services. With Klarna, customers can buy now and pay later in four installments on their online and in-store transactions.

But does Amazon accept Klarna? And how do you use their pay-later payment options on Amazon?

Does Amazon Accept Klarna?

Amazon accepts Klarna as a payment method. To use Klarna, you need to download the Klarna app, sign up, and search for Amazon. Then you can add Amazon items to your cart. Klarna allows you to pay for your order in 4 installments.

Klarna is an easy service on Amazon that gives you more flexibility when paying for your order. You may wonder if you can use Klarna on Amazon and what other pay-later options Amazon has. Keep reading to find out.

Is Amazon Compatible With Klarna?

Amazon is compatible with Klarna. You can use Klarna on Amazon to pay in four installments with the Klarna app named “Buy Now, Pay Later.” You can also use the Klarna browser extension directly on your PCs or laptops to shop on Amazon.

If you’re using Klarna on Amazon, you can finalize your payment by clicking on the “PayWith K” option. With this, you can add items to your shopping carts and then pay in monthly installments rather than a single lump sum.

How to Use Klarna on Amazon

You can manage your budget with Klarna; it enables you to spread the cost of your items into four smaller non-interest payments that are refunded every two weeks. But how can you use Klarna on Amazon?

If you want to use Klarna on Amazon, here are the steps to follow:

  • Download the Klarna app and create an account. You can also use the Klarna browser extension on your PC.
  • On the home screen, search for Amazon
  • Start adding items to your shopping cart.
  • When you are done adding items to your cart, go to the checkout page, and click the “Pay with K.” button at the bottom of the app screen.
  • You can pay for your order in 4 installments.

With these steps, you can shop on Amazon even when you don’t have enough money to spare.

Can I Use Klarna on Amazon in the UK?

The Klarna Shopping app now offers a pay-later option to UK customers. If you’re in the UK, you can use Klarna with any purchase on Amazon and split the purchase price into three interest-free payments.

Klarna Checkout is offered in countries like Austria, Sweden, Finland, Norway, Denmark, Germany, the Netherlands, and the United States.

How Can I Use a Klarna One-Time Card on Amazon?

How can you use a Klarna one-time card on Amazon? You can use your Klarna one-time card on Amazon, just like any other credit card. Here’s how to use your Klarna one-time card on Amazon.

  • Create your one-time card with Klarna to get a unique card number you’ll use at the point of checkout on Amazon.
  • Fill out the Amazon payment form with your one-time card number and other information.
  • Remember to use the same billing address Klarna has on file; otherwise, you may be denied.
  • Go to checkout and complete your order.

Also, each one-time card has a specific payment plan you can specify and complete in the app.

Why Did Amazon Cancel My Klarna Order?

If Amazon ever cancels a Klarna order, it’s almost always because of a fraud-related dispute or an order.

When the retailer verifies the cancellation, Amazon will cancel your payment and return any amount already paid. You can go to “Purchases” on the Klarna app and check the progress of your order whenever you want.

How long it takes to complete a refund will vary depending on your financial institution, and it might take up to 14 days in some instances.

What Pay Later Options Does Amazon Have?

What if you want to buy an item on Amazon, don’t have enough cash, and don’t want to use Klarna’s pay later option? Does Amazon have other pay-later options?

Amazon has other pay-later options. Some of the pay-later options you can use on Amazon include:

  • Amazon Pay Later

Amazon Pay Later is a convenient method to get fast credit for Easy Monthly Installments (EMI) purchases on Amazon through a digital system.

Once you are registered, you can use the Amazon Pay Later payment option at Amazon to pay later the next month or through EMIs spanning from 3 to 12 months.

An easy dashboard for this payment method allows you to follow your purchases, repayments, and limit history.

  • Zip Pay

With Zip Pay, you can make any order on Amazon and pay later. Zip Pay allows you to divide every Amazon purchase you make into four installments to stretch your budget wider.

  • Affirm

With Affirm, Amazon provides a Buy Now, Pay Later offering with 0% interest for their Prime Day customers. Use a Buy Now, Pay Later plan to pay for an item over a specific period without incurring interest.

Keep reading to learn more about Amazon’s payment plans.

Why Is My Amazon Not Eligible for Monthly Payments?

Amazon accounts less than a year old are no longer eligible for monthly payments.

If your account is over a year old, you must have sufficient money and make timely installment payments for Amazon to maintain your eligibility for monthly payments.

Also, take note that only some Amazon items accept monthly payments.


Amazon accepts Klarna as a Buy Now, Pay Later option. With Klarna on Amazon, you don’t need to wait till you have the total cash before you can shop Amazon. You can download the Klarna app, sign up, and go to Amazon on the app to shop.