Does Amazon Accept Care Credit? [[year] Overview]

If you are a Care Credit cardholder, you probably already know that the card allows you to purchase essentials for your personal health, including hygiene products, medical supplies, and infant care products. So you are probably wondering: Does Amazon accept Care Credit for these items on their site?

Does Amazon Accept Care Credit?

Amazon does not accept Care Credit as a form of payment. As an alternative, Amazon does offer payments via the SNAP program, which is the largest federal nutrition assistance program in the US. If you only have Care Credit, you can use it at Walmart, not Amazon.

In this article, we are going to find out why you can’t use Care Credit on Amazon, as well as alternatives on Amazon, and where you can use Care Credit!

Why Can’t I Use Care Credit on Amazon?

Care Credit is only to be used for health and wellness products, procedures, appointments, and medical needs.

Even though Amazon does offer many health and wellness products, they do not make up the majority of its stock and are, therefore, not considered a medical or health retailer.

Although Amazon has not issued a statement specifying why it doesn’t accept Care Credit, we can assume that because it is not a healthcare retailer, Amazon cannot justify Care Credit as a payment method.

Realistically, as we will soon learn, a store does not need to be a certified healthcare retailer in order to allow payment through the Care Credit card, so it may just be that Amazon doesn’t think it’s worth the effort more than the fact they cannot offer the service.

Alternatives to Care Credit on Amazon

If you want or need to use a form of payment from a healthcare provider to make purchases on Amazon, there is an option other than Care Credit. Amazon accepts SNAP EBT as a valid form of payment.

If you are not familiar with SNAP EBT, it stands for Supplemental Nutrition Assistance Program, Electronic Benefits Transfer. This service offers an online payment option to use money received through the program for essential food.

Because SNAP cannot be used for health products and instead only for food, you can only use SNAP to pay for Amazon’s online grocery service, Amazon Fresh.

If you need health care products and not food, there is no alternative to Care Credit that can be used on Amazon’s online retail store.

It’s important to note that SNAP is a different service than Care Credit, and if you do not have or cannot get Care Credit, there are other health product retailers that will accept Care Credit.

What Stores Accept Care Credit?

While Care Credit cardholders can use their cards for purchases at thousands of locations, many of the offerings are at doctor’s offices, vet clinics, dentists, and other medical help centers.

As we will learn in the next section, you can use your Care Credit card for a variety of health and wellness offerings, including hygiene products, medical supplies, and infant care products, most of which you can’t find at a doctor’s office.

There are a few popular stores that accept Care Credit so that you can use the card for your necessary health purchases.

Here are the three most popular stores that accept Care Credit:

  1. Walmart
  2. Walgreens
  3. Sam’s Club

You can also use the Care Credit find-a-location page to find out what other stores near you accept their cards.

Can I Use Care Credit Online?

Although you can use your Care Credit card online to pay for health care bills, unfortunately, you cannot use it to purchase items from an online store.

In regards to shopping at Care Card-accepted locations such as Walmart, Walgreens, and Sam’s Club, you have to make the purchases in person in order to use the card as a form of payment.

What Products Can Be Bought With Care Credit?

What items you can purchase with Care Cards are very specific. The company has created a cohesive list so you understand exactly what the Care Credit card can be used for:

  • Animal and Pet Care. This includes vet appointments, food, and medicine.
  • Chiropractor Appointments.
  • Cosmetics. Including surgical, non-surgical, and dermatology procedures.
  • Dentistry.
  • Dermatology.
  • Fitness. Such as home gym equipment.
  • Health Systems and Hospitals.
  • Hearing and Vision.
  • Labs and Diagnostics.
  • Medical Equipment and Supplies.
  • Pharmacies.
  • Personal Care.
  • Primary Care and Clinics.
  • Sleep Tests.
  • Spa Services and Treatments.
  • Specialists.
  • Weight Loss.

Essentially, you can use your Care Credit card for almost everything you might need related to your health and wellness, but remember, you won’t be able to use it on Amazon.


Amazon doesn’t accept Care Credit as a valid form of payment. However, it does accept SNAP EBT for its many wellness and healthcare products. If you need to use Care Credit to make your purchases, you will have to choose another store, such as Walmart, Walgreens, or Sam’s Club.