Can I Use Amazon Gift Cards to Pay With Amazon Credit Card?

Have a rather large Amazon gift card balance? You may be wondering what you can and cannot use this gift balance towards. For example, can you use it to pay with an Amazon credit card? Keep reading to find out the answer to this very common question!

Can I Use Amazon Gift Cards to Pay With an Amazon Credit Card?

No, you cannot use Amazon gift cards to pay with an Amazon credit card. You can not make a payment on your Amazon credit card with a gift card balance. You can only use your Amazon gift card balance on Amazon’s online marketplace when buying items.

Let’s explain what this all means. Keep reading!

How to Use Amazon Gift Cards to Make a Payment on an Amazon Credit Card

Unfortunately, you cannot use your Amazon gift cards to make a payment on your Amazon credit card. To make a payment on your Amazon credit card, the payment needs to come from another banking account.

Therefore, there is no way you can use your Amazon gift card to make a payment on your credit card.

Can You Use an Amazon Gift Card to Pay Bills?

No, you cannot use an Amazon gift card to pay bills. Amazon gift cards are quite strict when it comes to where you can and cannot use them. Unfortunately, Amazon only allows you to use gift cards on their online marketplace — and nowhere else.

Many people incorrectly believe that you can add your Amazon gift card balance to your Amazon Pay account. Unfortunately, Amazon does not let you do this. Amazon states that they only allow Amazon gift cards to be used on their marketplace.

You can, however, add other debit and credit cards to your Amazon Pay account. You just cannot add your Amazon gift card balance.

What Other Things Can Be Paid With an Amazon Gift Card?

As we’ve mentioned above, Amazon states that you can only use an Amazon gift card on their online marketplace. This means that you cannot use your Amazon gift card anywhere else, other than when purchasing items on Amazon.

Amazon does offer certain services and options on other sites when it comes to using their gift cards — but these options are far and few between. For the most part, the only way you can use your gift card balance is when purchasing items on Amazon’s online marketplace.

Because of this, there are many people who have actually worked to find easy ways to exchange their Amazon gift card for cash. While Amazon doesn’t offer this option through any of its services, people have found their own ways to do this, when they need to.

Benefits From Using an Amazon Credit Card

Amazon credit cards, on the other hand, have quite a lot of benefits — and you can use these credit cards anywhere. While you sign up for a credit card on Amazon, you don’t have to only use the credit card on Amazon.

The credit card is backed by major banks, so you can use it anywhere. It acts just as other credit cards do!

Amazon has a few different credit card options you can choose from. Let’s look at the most common credit card Amazon provides: the Amazon Rewards Visa Signature card.

This credit card offers major benefits. You earn rewards on every purchase you make, especially if you use this card when ordering on Amazon. If you are an Amazon Prime member, you can earn 5% back on all Amazon purchases.

This means that you get money back with each order you make on Amazon. While you might not think that 5% is anything, this can definitely add up over time!

Another cool thing about this 5% back deal? You can then use the rewards balance you have with the card on your Amazon purchases.

So, say you’ve earned about $50 after all of your recent purchases, all because you’ve got 5% back on everything. When checking out to purchase something new on Amazon, you have the option to put this $50 towards your purchase!

As you can see, Amazon’s credit card is a great way to help you save money in the long run!

Conclusion

You cannot use an Amazon gift card to make a payment on your Amazon credit card. You also cannot use your Amazon gift card to pay any bills. Unfortunately, you can only use your Amazon gift card balance when buying items off of Amazon’s online marketplace.