How Long Does a Walmart Refund Take?

Are you looking to get a refund from Walmart after returning an item? Or maybe you’re still waiting for your refund to hit your bank account after returning an item a day or two ago?

If you have questions about Walmart’s refund process, we’re here to give you some answers below!

How Long Does a Walmart Refund Take?

On average, it can take up to 10 business days for a Walmart refund to hit your bank account after returning an item. Every bank is different, so the process can vary from customer to customer. Some customers may even receive their refund in only a day or two.


  • Walmart refunds can take up to 10 business days to be completed.
  • Walmart may offer you cash if you’ve paid with a debit card.
  • Refunds are only issued back to the card that was used during the initial purchase.

Below, we detail everything you need to know about how Walmart refunds its customers. This includes how things can differ if you’ve used a debit or credit card.

Plus, learn more about why it can take so long for Walmart refunds to finally go through!

How Long Does It Take for Walmart to Return Money to a Debit Card?

It can take up to 10 business days for Walmart to return money to a customer’s debit card. However, this doesn’t mean you won’t see the refund until the 10 days are up.

Many customers have quickly received their refund in a day or two. Other customers tend to have to wait five days before they see the money returned to their debit card.

In extreme circumstances, customers may have to wait the full 10 days until they see their refund. Every customer is different, just as every bank processes these refunds differently!

How Long Does It Take for Walmart to Return Money to a Credit Card?

It can also take up to 10 days for refunds to credit cards to go through. However, many Walmart customers have noticed that their credit card processes these refunds a bit faster than their debit cards.

Therefore, many customers feel that they’ll see their credit card refund in about five days rather than 10! If you still haven’t seen your refund after five days, don’t worry. Wait the full 10 days before seeking Walmart’s advice.

Are Walmart Refunds Instant?

Are Walmart Refunds Instant

Some Walmart customers are lucky enough to receive almost instant refunds when they return an item in-store! However, this doesn’t happen to everyone. And even the quickest refunds aren’t exactly instant.

On average, the earliest you’ll see a Walmart refund fully go through is one to two days. But of course, every customer and every bank is different. You may even see your refund go through when you get home — right after returning your item!

Does Walmart Give Cash Back on Debit Card Returns?

If you are returning a Walmart item that was purchased with your debit card, you could possibly receive cash back (instead of having the money refunded to your debit card).

Ensure you have your receipt to make this process go so much smoother. Once you return the item in-store, you can ask to have your refund in cash, rather than put it back on your card!

This is only offered to those who had a debit purchase. You cannot receive this service if you purchased your returned items using your credit card.

Why Does Walmart Take So Long to Refund?

It only takes a few minutes for Walmart to take your money when you’re shopping and checking out. So, why does it take so long for them to refund you?

This all has to do with communication between Walmart and your specific bank. Every bank is different. Therefore, every bank processes refunds differently. Unfortunately, some banks seem to take an awful lot of time to fully process your refund.

Some customers have absolutely no problem with their refunds, while others definitely do. It’s also important to remember that business days always play a huge role in refunds fully going through.

So, if you return an item on Saturday, you’ll have to wait for Monday for the refund process to actually begin!


If you’ve just returned an item you purchased from Walmart, you may have to wait up to 10 days until you see your refund on your debit or credit card. Every customer has a different experience.

On average, most customers will wait about five days before their refund is fully processed. But sometimes, the full 10 days are needed!