Want to find out why your Walmart to Walmart money transfer was denied?
We have 4 reasons why this may have happened to you and, more importantly, what you can do about it!
Why Was My Walmart to Walmart Money Transfer Denied?
Your Walmart to Walmart money transfer was most likely denied because Walmart suspects fraudulent activity. It could also be because you reached your daily limit, you did not provide sufficient identification, or there were not sufficient funds in your debit card.
KEY TAKEAWAYS
- Walmart is extremely cautious of fraudulent activity within money transfers.
- Your Walmart to Walmart money transfer could be denied from reaching the limit or not having a sufficient balance in your account.
- You can get your money back after a transfer was canceled by visiting a Walmart money center or customer service desk.
1. Walmart Suspects Fraudulent Activity
Recently, Walmart has experienced a bit of backlash because of problems with money transfer scams.
In response to the lawsuits and bad publicity, Walmart is cracking down on fraudulent activity. And consequently, that means all borderline suspicious activity will be flagged.
The most common reason why your Walmart to Walmart money transfer was denied is that fraudulent activity was suspected.
If this occurs, you will have to call the customer service phone number 1-855-355-2144. And then confirm that you want to send the money before they give you the go-ahead.
Just remember, even though it can be annoying, if your Walmart to Walmart money transfer has been flagged, it is for your safety.
2. You Reached Your Daily Limit
The daily limit for Walmart to Walmart transfer service is $2,500. Unless you live in Arizona, where the maximum is only $499.
The next reason why you were not allowed to send money via Walmart to Walmart is simply that you have reached your daily limit.
It’s also important to note that even if you did not surpass the Walmart to Walmart limit, you may have hit the limit that your bank allows for the day.
Subsequently, all you can do if you reach the daily limit is wait until tomorrow to send the money.
3. You Did Not Provide an ID
Third on the list: You did not provide the correct ID to initiate the transfer.
While there are very few regulations you need to adhere to in order to use Walmart to Walmart, you certainly do need a government-issued ID to both send and receive a money transfer.
Every Walmart employee will deny your transfer if you do not prove who you are with identification.
Again, this can feel frustrating. But remember that the purpose is to keep your money safe!
If you do not have a valid ID with you, you will have to come back with one to send the money.
4. Insufficient Funds in Your Account
Finally, the 4th reason why your Walmart to Walmart transfer was denied is that you did not have enough money in your account.
If you are using a debit card to send the money, the transfer will be denied if your card is declined. This can also occur if you have maxed out your credit card.
Luckily, if this is your problem, you can simply use another form of payment, such as another card or cash.
How to Get Your Money Back From a Canceled Walmart to Walmart Money Transfer
Usually, if a money transfer through Walmart to Walmart is canceled, it won’t actually go through the first time. Which means you don’t need to do anything to get your money back.
However, if it does occur that the money was taken from your account and then the transfer was canceled, you will need to go back to Walmart.
Once you get to the money center or customer service desk, you should show them the reference number.
They will then return your money, including the service fee for the transfer, to your original payment method.
If there is any trouble along the way, be sure to call the customer service phone number 1-855-355-2144 for assistance.
Conclusion
There are 4 likely reasons why your Walmart to Walmart money transfer was denied:
Fraudulent activity was suspected, you didn’t provide sufficient ID, your card overdrafted or maxed out, or you reached the daily limit.
If your Walmart to Walmart transfer was canceled, don’t worry!
Just head over to the money center or customer service desk at your local Walmart. They will initiate a full refund back to your original payment method.