Is It Safe to Use a Debit Card on Amazon? [Read This First]

If you’re new to buying on Amazon, you may be wondering if you can trust amazon with your debit card. While buying online can always be somewhat nerve-wracking, Amazon does a lot to keep its customers’ worries at bay. Keep reading to learn more!

Is It Safe to Use a Debit Card on Amazon?

Amazon has many security policies in place to help ensure that customers feel safe when using their debit cards on Amazon. Many customers use their debit cards on Amazon on a daily basis and have no problems at all. However, Amazon does have options for those who are worried.

There’s a lot you should know about this topic. Below, we explain everything in detail!

Why Does Amazon Want You to Add a Debit Card?

Amazon doesn’t necessarily want you to add a debit card. However, when you’re purchasing items on their online marketplace, sometimes it’s just the easiest option! Adding your debit card is a great way to easily continue purchasing items online.

Now, Amazon does like it when you have a default payment method saved on file. This could be a debit card, credit card, or any other reliable payment method.

Amazon likes when accounts have default payment options — and they recommend it — as this does make the shopping method much smoother. You can easily use the one-click buy button. Amazon wants you to buy things using this button, but you need a default payment to do so!

So, yes, Amazon wants you to have some type of reliable payment method. They don’t necessarily need it to be your debit card, though!

How Does Amazon Debit Card Payments Work?

When you use a debit card on Amazon, you’re using your card just as you would anywhere else. You enter your debit card information in the payment section when you are checking out and ordering something. Then, your card will be charged the total amount.

On your bank account, you’ll see this charge. It will say that it is from Amazon.

You likely won’t be charged until your order ships, rather than right after you order. So, if you haven’t been charged even a few hours after ordering, don’t worry. You’ll be charged once your order ships!

Does Amazon Steal Card Info?

Amazon does not steal credit or debit card information and they work hard to ensure that all of their customers are safe when entering their card information online. As you may know, Amazon makes a lot of money.

So, it only makes sense that they put a lot of money into ensuring that their customers feel safe. When you check out, you’re using a secure browser that helps to keep bots and hackers away.

Amazon is a very customer-oriented business. They want their customers to always be happy. To keep customers happy, they also need to feel safe. Amazon knows this — and they work to always try to help you feel safe and secure when checking out and ordering!

Is It Safe to Give Amazon My Bank Account Number?

Amazon allows you to use multiple payment methods when ordering. They also allow you to enter your bank account information if you do not have a card to use. As we’ve mentioned above, Amazon works hard to keep all of your information safe and secure.

Just as you should feel comfortable entering your debit or credit card information, you can also feel comfortable entering your bank account information.

However, it’s likely best to just use your debit or credit card for your payment method, just because it’s so much easier to use. If you don’t have a card, though, this is still a great option available!

How Do I Delete a Payment Method on Amazon?

Have you recently attached a credit or debit card to your Amazon account, only to then want to remove it? This is very common and, luckily, very easy to do!

To edit and delete your payment methods on Amazon, you should:

  1. Go to Your Account
  2. Go to Your Payments
  3. Click on the cards you would like to remove

It’s that easy!

Is It Safe to Use a Debit Card on Amazon Prime?

Yes, it is safe to use a debit card on Amazon Prime! As we’ve mentioned above, Amazon works hard to ensure that its customers are always safe and secure when paying. So, they make it extremely hard for others to get your card information.

Therefore, you should definitely feel safe using your debit card on Amazon Prime. If you’re not, you can always use another card, such as your credit card.

Amazon knows that many people feel unsafe putting any type of card, whether it be debit or credit, on their website. Some people just don’t like online shopping because of this, especially if they have had their card information stolen online before.

Amazon understands — and they’ve given people who feel like this a great way to keep shopping on Amazon, all without using their debit or credit card!

With Amazon Cash, you can add money to your Amazon account balance at a local store. By going up to the cash register, you can add money to your Amazon balance by using your debit or credit card and paying it as if it were an item.

Your debit or credit card will never show up on Amazon — though now you will have money in your balance! In a way, this is almost like adding a gift card to your balance!

How to Safely Use a Debit Card Online

You can use your debit card online safely without having any issues. To do this, you should:

  • Make sure there is a secure lock on all websites you use (located in the browser by the site name)
  • Use secure internet connections, such as your own wifi
  • Keep a close eye on all your debit purchases

If you see any issues with your bank account and believe that someone has your debit card information, you should get in contact with your bank immediately.


It is safe to use your debit card on Amazon. Amazon works to ensure that all of its customers always feel safe and secure when paying for items online. They also offer buyers to use Amazon Cash if they don’t want to input their debit or credit cards.